How to save with a group of friends on Xend Finance

How to save with a group of friends on Xend Finance

Xend Finance allows you to save a portion of your income with your friends and get significant return enabling you and your friends to reach their financial goals quicker.

You can save with two or more friends. Everyone is required to save regularly a fixed amount in the savings cycle. Each friend can withdraw their return-on-investment of the fixed amount deposited at the start of the cycle. 

After the payout of the return-on-investment for all friends has finished, friends in the cycle can withdraw the initial deposit made at the start of the savings cycle.

The currency you use to save is BUSD, a stable currency pegged to the Dollars. Which means 1 BUSD = 1 Dollar. So, basically, you’re saving in dollars, preserving the value of your savings.

Steps to save with friends

  1. Visit to start
  2. Connect your MetaMask to Xend Finance.

Setting up your MetaMask

  1. Access the Settings on MetaMask.
  2. Locate the Add Network in Settings.
  3. Click the Add Network and input these details in the fields:

    Network Name: Smart Chain
    New RPC URL:
    ChainID: 56
    Symbol: BNB
    Block Explorer URL:
  4. Save and leave the Settings.
  5. Copy your wallet address from Metamask.
  6. Send BNB and BUSD to your Metamask.
  7. Download on your device to buy BUSD & BNB.


  1. Create your Binance Account.
  2. Sign up with your email address or mobile phone number. Can also download the Binance app from the App Store or Google Play store and open an account there.
  3. Instantly buy BNB with your credit or debit card in your preferred currency.
  4. If you have BUSD and BNB already, you can send them to your Metamask wallet address.
  5. Copy your wallet address from Metamask.
  6. Do a withdrawal from Binance to the copied address.

Create a Savings Cycle with Friends

  1. Click on Esusu Savings
  2. Follow the prompts to Create an Esusu group
  3. In the group, create an Esusu Savings Cycle
  4. Specify the deposit amount, maximum members, savings cycle duration, start date and end date.
  5. Connect to MetaMask and follow the prompts to start saving.

Now you have deposited the first savings in the cycle, share your Esusu savings with your friends to join the savings cycle in just a few clicks, and they can also deposit just like you did.